Wow, the third quarter is almost over. Feeling very fall-like hew in New England. It was 42 degrees one morning when I drove to work. The new Apple iPhone came out this week. It isn't revolutionary, but it seems like a nice upgrade. My wife wants one. She is tired of struggling with her Motorola Droid.
Also on the AAPL front, they released their new iOS this week. Now I am not a geek, but I have to admit I was looking forward to iOS 7. I wanted to check out the new Apple Radio. I am listening to the Diana Krall station right now and so far I am a fan. The bigger sells for me are (1) it means one less app cluttering my screen and (2) there are no commercials for me as I have iCloud. I want to make sure they have variety and do not repeat too much. And I am sure AAPL would be thrilled to know I have also already bought a song (Iris by the Goo-Goo Dolls).
I have actually been letting it ride lately. I am pretty comfortable with my cash/stock ratio. I am not excited about buying right now as the market feels (as Warren Buffett said) "fairly valued". But I also do not want to sell much as most of my positions are either (1) core holdings, (2) not fairly valued (IMHO) or (3) have gone up so much I do not want to incur ST CG taxes.
I took a look and for the month, all I have done was sold SLCA and GAME on the 4th (in hindsight selling SLCA was a mistake as it is up about 10% since the sale). Then I took 25% those sales and bought equal amounts of SBS, INTC and ACAS the next day. Then this week I increased my holdings in RIG by 20%. So I still am sitting on 24% cash. I should mention my concept of cash briefly. That is actual cash in my Fidelity checking account. So it does vary all the time (as I get paid, pay bills etc).
New Stocks on Watch List
My astute readers may have noticed I finessed a new name onto a list on Thursday. RFIL is a new micro-cap stock on the MFI list that looks interesting. They actually pay a 4.2% dividend, so I am considering them as a dividend add. Also, on Ed's Talking Stock, NDZ has been mentioned and it looks pretty cheap. Finally, a healthcare micro-cap (CRTX) looks like a decent combination of growth and value.
Okay, enough chatter. Here are where my portfolios stand at the close on Friday:
Dividend Portfolio
| Stock | Shares | Avg Cost | Current Price | Dividends Received | Pct Change | R3K Change | Diff |
| 115 | 461.49 | 467.41 | 817.31 | 2.8% | 16.5% | -13.7% | |
| AOD | 18,945 | 3.95 | 4.04 | 3,017.73 | 6.2% | 12.2% | -6.0% |
| BBEP | 3,584 | 15.44 | 18.00 | 1,675.20 | 19.6% | 5.4% | 14.2% |
| 4,356 | 17.30 | 24.51 | 3,479.34 | 46.3% | 29.5% | 16.8% | |
| CSQ | 5,785 | 8.38 | 10.17 | 8,742.08 | 39.3% | 45.4% | -6.1% |
| 3,718 | 22.24 | 23.77 | 3,654.19 | 11.3% | 23.7% | -12.4% | |
| O | 574 | 20.11 | 39.92 | 8,282.19 | 170.2% | 97.4% | 72.8% |
| 4,049 | 4.98 | 6.12 | 7,540.66 | 60.4% | 100.5% | -40.1% | |
| 1,730 | 50.48 | 45.06 | 1,491.28 | -9.0% | 8.2% | -17.2% | |
| 6,211 | 9.54 | 10.12 | - | 6.1% | 1.6% | 4.5% | |
| 2,211 | 22.97 | 22.68 | 3,024.82 | 4.7% | 27.2% | -22.5% | |
| TC-PT | 5,500 | 15.43 | 18.22 | 4,468.20 | 23.3% | 10.5% | 12.9% |
| TCRD | 4,200 | 14.73 | 15.67 | 1,764.00 | 9.3% | 5.8% | 3.5% |
| TGONF | 5,000 | 10.38 | 10.09 | 337.50 | -2.2% | 5.9% | -8.1% |
| Total Open | 48,295 | 16.5% | 18.8% | -2.3% | |||
| Closed | 13.4% | 9.7% | 3.7% | ||||
| Combined | 14.0% | 11.5% | 2.5% | ||||
| Annualized IRR Since 12/31/10 | 16.7% | ||||||
| 2013 Gain | 15.3% | ||||||
This portfolio is obviously the "weakest link". Unfortunately, it is also my largest portfolio as it is about 50% of my invested assets. That is why I am toying with the idea of MFI/Dividend mash-up. RIG, TGONF and STO are the real laggards, though as the Monkees say, "I'm (still) a Believer".
MFI Portfolio
| 11/15/12 Stocks | Start | Current | Dividend | Pct Gain | R3K Gain |
| $537.62 | $467.41 | $8.75 | -11.4% | 30.1% | |
| $40.21 | $61.65 | $0.63 | 54.9% | 30.1% | |
| LPS | $23.89 | $32.89 | $0.40 | 39.3% | 30.1% |
| VIAB | $49.12 | $83.14 | $1.15 | 71.6% | 30.1% |
| WU | $12.77 | $18.64 | $0.50 | 49.9% | 30.1% |
| Totals | 40.9% | 30.1% | |||
| 2/1/13 Stocks | Start | Current | Dividend | Pct Gain | R3K Gain |
| $450.60 | $467.41 | $8.75 | 5.7% | 15.2% | |
| GA | $6.10 | $9.21 | $0.42 | 57.9% | 15.2% |
| STRZA | $16.06 | $26.95 | $0.00 | 67.8% | 15.2% |
| CA | $25.07 | $30.72 | $0.75 | 25.5% | 15.2% |
| $41.94 | $92.79 | $0.90 | 123.4% | 15.2% | |
| Totals | 56.1% | 15.2% | |||
| Start | Current | Dividend | Pct Gain | R3K Gain | |
| $11.40 | $11.52 | $0.00 | 1.1% | 7.5% | |
| CYOU | $29.24 | $32.96 | $0.00 | 12.7% | 7.5% |
| $9.74 | $13.96 | $0.10 | 44.4% | 7.5% | |
| $13.85 | $15.80 | $0.15 | 15.1% | 7.5% | |
| CF | $183.97 | $208.17 | $0.80 | 13.6% | 7.5% |
| Totals | 17.4% | 7.5% | |||
| Start | Current | Dividend | Pct Gain | R3K Gain | |
| CF | $187.26 | $208.17 | $0.00 | 11.2% | 3.5% |
| $66.06 | $72.01 | $0.16 | 9.2% | 3.5% | |
| AGX | $15.60 | $21.70 | $0.00 | 39.1% | 3.5% |
| $11.29 | $11.52 | $0.00 | 2.0% | 3.5% | |
| RPXC | $15.92 | $17.69 | $0.00 | 11.1% | 3.5% |
| Totals | 14.5% | 3.5% | |||
| Category/Tranche | August | November | February | May | Total |
| Initial Investment | 25,000 | 25,000 | 25,000 | 25,000 | 100,000 |
| Current Tranche | 14.5% | 40.9% | 56.1% | 17.4% | 31.6% |
| Previous Tranche | 14.1% | 0.0% | 0.0% | 0.0% | 3.5% |
| MFI Overall Gain | 30.6% | 40.9% | 56.1% | 17.4% | 36.2% |
| Current Balance | 32,659 | 35,218 | 39,015 | 29,346 | 136,238 |
| R3K Current Tranche | 3.5% | 30.1% | 15.2% | 7.5% | 14.1% |
| R3K Overall Gain | 26.4% | 30.1% | 15.2% | 7.5% | 19.8% |
| R3K Balance | 31,599 | 32,525 | 28,801 | 26,876 | 119,801 |
| Annualized IRR | 61.7% |
| Date | Differential |
| -2.20% | |
| -1.78% | |
| -2.26% | |
| -2.23% | |
| -0.43% | |
| 2.00% | |
| 4.75% | |
| 4.29% | |
| 6.91% | |
| 10.46% | |
| Current | 16.44% |
To be up 36.2% is phenomenal when you consider I just got back in the game on August 15 2012 and worked my way in over 4 quarters. In fact, if you were in the MFI Index going back to 2006 you'd be up 60%, so I did not miss too mcuh of the "party".
Discretionary Portfolio
| Stock | Gain | Cost | Price |
| GTAT | 142.5% | 3.39 | 8.22 |
| GNW | 71.0% | 7.10 | 12.15 |
| 4.4% | 12.70 | 13.26 | |
| 3.3% | 11.15 | 11.52 | |
| BAC-WTA | 17.8% | 5.35 | 6.30 |
| HIG-WT | 6.8% | 20.89 | 22.31 |
| QEPM | 7.7% | 21.00 | 22.61 |
That GTAT gain is really better as I bought at 2.73 in March. I sold it at 3.41 in April and then rebought same # of shares a week later (too bad I did not double down!). GTAT has now become my single largest holding, despite my only making an "average" investment in them.
Dividends By Quarter
I thought I would close with a chart that shows my dividends (actual and projected) by quarter for past three years. There is a reason I have the dividend portfolio - I am working on building an income stream for retirement.
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